• Buy Now, Pay Later

    With Klarna, Cash App Afterpay, Affirm, Zip, & Sezzle

Pay-in-4

Shop in Installments with Klarna, Afterpay, Affirm, Zip, and Sezzle

CA resident loans made or arranged pursuant to a California Financing Law license. NMLS # 1353190.

What Are Buy Now, Pay Later Installments?

Buy Now, Pay Later (BNPL) options let you split a purchase into smaller payments over time. Klarna, Afterpay, Affirm, Zip, and Sezzle offer payment plans, but the plans and any fees available to you depend on the provider and your checkout offer. Review the full payment schedule before you confirm your purchase.

Klarna: CA resident loans made or arranged pursuant to a California Financing Law license. NMLS # 1353190.

How Does It Work?

  1. Shop as usual
    Browse our site and add your favorite items to your cart.

  2. Choose your payment plan
    At checkout, select Klarna, Afterpay, Affirm, Zip, or Sezzle if it appears as an available payment method.

  3. Complete setup
    Follow your selected provider’s instructions to sign in, create an account, or complete an application.

  4. Pay over time
    A Pay-in-4 plan typically divides your purchase into four payments, with the first due at checkout and the rest due every two weeks. Sezzle may also show other plans depending on your eligibility and the purchase.

You can check your provider account to view your payment schedule, manage your balance, and see whether early payments are available.

How Much Can I Spend?

Spending limits and eligibility vary by provider and are determined at checkout. Minimum purchase amounts may apply. Review your selected provider’s requirements and payment offer before placing your order.

Fees and Missed Payments

Interest, service fees, and late payment rules vary by provider and plan. Sezzle may charge a service fee on some Pay-in-4 purchases, even when payments are made on time. Any applicable fee should be shown at checkout.

For full terms and conditions, visit your selected provider’s website.

When Will My Order Ship?

Orders placed using Klarna, Afterpay, Affirm, Zip, or Sezzle follow our standard order processing and shipping policies.

Returns & Installment Payments

Returns follow our standard return policy. If you return an item purchased with installments:

  • Refunds are issued according to our return process.

  • You may still need to make scheduled payments while your provider processes the refund.

  • Your BNPL provider will update your payment plan after processing the refund.